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How Can I Defend Against Bank Fraud Allegations During a Divorce?

Categories: Criminal Law & Process

bank fraud addegations

Sometimes during a contested divorce, one spouse tries to gain an advantage over the other spouse by alleging federal criminal conduct such as bank fraud.  These allegations can be devastating to the accused spouse, who must bear the expense of hiring a federal criminal defense attorney in addition to experiencing the legal and reputational harm of facing serious criminal allegations.  Criminal allegations are particularly common (and detestable) as a way of blackmailing the other spouse in order to obtain a favorable settlement regarding child custody or a financial commitment.

Bank fraud is a federal offense that punishes individuals for defrauding or attempting to obtain funds or assets from a financial institution by means of false or fraudulent pretenses.  18 U.S.C. § 1344.  Bank fraud includes forging checks, taking out fraudulent loans, stealing checks, or impersonating a financial institution for the purpose of tricking individuals into depositing funds into fake accounts.  Common bank fraud schemes involve falsifying loan documents in order to obtain a loan under false pretenses or intentionally obtaining a loan immediately before filing for bankruptcy.

In the context of a marriage or divorce, allegations of bank fraud may arise where one spouse accuses the other of forging their name on bank documents, such as loan or mortgage applications.  Another example of bank fraud within a marital context is stealing and/or forging checks from the other.  A false accusation of bank fraud may also arise where one spouse attempts to escape financial liability for a loan by claiming the other spouse forged the signatures on the loan documents.

It is important to remember that bank fraud is a federal felony and that an accusation of bank fraud cannot be taken lightly.  A person convicted of bank fraud may face up to 30 years in federal prison and up to a $1 million fine.  18 U.S.C. § 1344.  Bank fraud crimes are enforced by the Federal Bureau of Investigation (FBI) in conjunction with the local United States Attorney’s Office.

For professionals who have spent years building their practices or businesses, just an investigation for bank fraud could cost them everything.  Federal investigators have the ability to freeze personal and business bank accounts and seize personal and business files, computers and cellular phones.  If an individual pleas or is found guilty of a felony charge of bank fraud, they will likely lose any professional licenses and could receive other restrictions on business or professional practice.  Importantly to some people, most states do not allow convict felons to have a license to carry firearms.

Any spouse accused of bank fraud should contact experienced attorneys that understand contested divorces and how to defeat federal criminal charges.  The attorneys at Oberheiden & McMurrey, LLP have years of experience representing clients going through contested divorces.  In addition, many of our attorneys are former federal prosecutors who use their experience on the other side of the courtroom to defend our clients facing federal criminal charges.  Our attorneys will listen to the facts of your case and help you determine whether your spouse’s allegations have any merit or whether they are merely an attempt to gain leverage in an acrimonious divorce.

Have Former Prosecutors Protect You

  • Nick Oberheiden has successfully defended physicians, lawyers, and business owners in countless federal criminal proceedings, many of which he was able to resolve without any charges. Dr. Oberheiden routinely appears on behalf of his clients before the Department of Justice, the IRS, the FBI, the DEA, and other law enforcement agencies. He is trained in negotiations by Harvard Law School, and he received his Juris Doctor from UCLA School of Law as well as a PhD in law.
  • Lynette S. Byrd focuses her practice on civil and criminal litigation, Medicare and insurance audits, and general advice and counseling in health care law. She is a former Assistant United States Attorney with years of substantial trial experience under her belt who merges excellent litigation skills with profound understanding of the law.

Free Consultation

If your spouse has accused you or threatened to accuse you of bank fraud during the course of your divorce, call Oberheiden & McMurrey, LLP today to speak directly with one of our experienced attorneys.  Our attorneys are available seven days a week, including weekends to speak with you about your case.  All consultations are free and confidential.